Why Choose Acima Leasing?
Get the products you need today with flexible payment options
No Credit Needed
Get approved based on income and checking account, not credit score. Bad credit or no credit? No problem!
Flexible Payments
Choose weekly, bi-weekly, or monthly payments that fit your budget. Easy $50 initial payment to get started.
Quick Approval
Get approved in minutes with our simple 4-question process. Shop immediately after approval.
Shop What You Need
Use Acima at thousands of retailers for furniture, electronics, appliances, and more.
How It Works
Four simple steps to get what you need
Get Pre-Approved
Complete our quick application online or in-store. Get approved up to $5,000 with no impact to your credit.
Shop & Select
Choose the items you need within your approved spending limit. Browse thousands of products at partner retailers.
Make Payments
Make your initial $50 payment, then choose your payment schedule. Pay over 12 months or buy early anytime.
Own It
Complete your payments and the merchandise is yours. Early purchase options available with significant savings!
What You Need to Apply
Simple requirements to get approved
Age Requirement
Be 18 years old or older
Active Checking Account
Have an active checking account with at least $1,000 of income per month
Income History
Have at least three months of income history with your current source of income
Government Identification
Have a government-issued photo ID and a Social Security or Taxpayer Identification Number
Ready to Get Started?
Get approved in minutes and start shopping today!
Acima is Available in Selected States
Have Questions About Acima?
Visit Acima's FAQ page for detailed information about leasing or contact us directly
